Protecting Client Confidentiality

When you choose to invest your money with Page, you not only entrust us with your investments, but also with your personal and financial data. Just as we are dedicated to managing your money well, we are also committed to respecting your privacy and protecting the information you give to us. Page strives to protect you the customer by adhering to the following principles:

               1.     Accountability

          
For your Benefit
In order to provide investment products and services that best suit your needs, we may collect the following nonpublic personal information about you:

• Information provided by you on account applications and other forms, such as your name, address, telephone number, and SIN number.
• Information from your interactions with Page, such as account inquiries by mail, e-mail, or telephone, or your entry of information into our interactive tools and on our web site.
• Information about your transactions with us or others, such as your account number and balance, transaction history, cost basis information, and other financial information.

The Commitment
We do not disclose any nonpublic personal information about you to nonaffiliated third parties except as permitted by law. In order to service your account and to effect transactions that you request or authorize, we may provide your nonpublic personal information to companies that perform administrative or marketing services on our behalf.

We require these outside companies to protect the confidentiality of your information and to use the information only for the purpose for which the disclosure is made.

We restrict access to your nonpublic personal information to our employees who need to know that information to provide products and services to you. Furthermore, we maintain physical, electronic, and procedural safeguards to protect your nonpublic personal information.

We will continue to adhere to the privacy policy described in this notice even after your account is closed or becomes inactive.

We will protect your account information by placing it on a secure area of our web site. Page protects the integrity and privacy of your account information with some of the most advanced technologies available. Our systems use Internet data encryption technology, an advanced security protocol known as the Secure Sockets Layer (SSL) protocol, personalized passwords, and other precautions. To help protect the security of your accounts, do not share your password with anyone.

Page will not collect personally identifiable information about you through our web sites except when you agree to provide it. Page's web sites may use cookies which can be used to provide tailored information and enhance your web experience. A cookie is an element of data that a web site can send to your browser, which may then store it on your system. You can set your browser to notify you when you receive a cookie, giving you the chance to decide whether to accept it. For more information on cookies, please see the Use of Cookies section.

Page's web sites may contain links to other web sites. Page is not responsible for the privacy practices or the content of these web sites.

For more information on the use of cookies on our site, the use of e-mail addresses, and web tracking, please click here.

Disclaimer
Copyright 2002
Page and Associates Ltd. is a financial and investment advisory firm. Securities offered and or distributed through Assante Financial Management Ltd.

Terms and Conditions of Use

By accessing the Page Internet web site you agree to be bound by the following terms and conditions:

Revisions
Page reserves the right, at our discretion, to change, modify, add, or remove portions of these Terms at any time. We suggest that you check these Terms periodically for changes. The Terms can be accessed from the link at the bottom of each Page Site. If you use the Page Site after we post changes to the Terms, you accept the changed Terms.

Other Agreements
If you have an account with Page, your client relationship with Page is also governed by other agreements, including, without limitation, your account agreement. Page may also offer other services from time-to-time that are governed by different or additional terms and conditions. Page services are also subject to any disclosures, disclaimers, and consents associated with the services. Specifics regarding Page's privacy policy, e-mail policy, security recommendations, interactive tools, and use of cookies can be found by clicking here.

No Investment Advice or Recommendations
The Page Site and their content are provided for information and education purposes only. None of the information provided through the Page Site constitutes investment advice, and the views expressed should not be taken as advice to buy or sell any security or fund. Decisions based on information provided through the Page Site are your sole responsibility and at your own risk.

Page is not responsible for losses incurred on any investment, and does not guarantee the suitability or potential value of any particular investment.
Nothing on the Page Site shall be considered a solicitation or offer to buy or sell any security, future, option or other financial instrument, or to offer or provide any investment, tax, financial or legal advice or service to any person in any jurisdiction.

Any overviews provided through the Page Site are intended to be general in nature. While intended to be helpful, these overviews are no substitute for professional tax, financial or legal advice. Investors should seek professional advice for their particular situation. In exchange for using the Page Site, you agree not to hold Page or any third party provider liable for any possible claim for damages arising from any decision you make based on information made available to you through the Page Site.

Registration Information and Requirements
When you register or sign-up for any Page services, you agree to provide true, accurate, current and complete information. You also agree not to impersonate any person or entity, misrepresent any affiliation with another person, entity or association, use false e-mail or other headers, or otherwise conceal your identity from Page for any purpose.

For your protection and the protection of our other customers and web site users, we ask you not to share your registration information, including without limitation, passwords and usernames, with another person for the purpose of facilitating their access and unauthorized use of any Page Site or Page services. You alone are responsible for all statements, transactions, or transmissions made or acts or omissions that occur within any Page Site or Page services through the use of your registration information. If you believe that someone has used your registration information to access any Page services without your authorization, please contact us immediately. Please click here for our contact information ( mhall@askpage.com ).

Copyrights, Restrictions on Use of Materials
The contents of all Page Site are protected by copyright, trademark, and other proprietary rights laws. Page owns or otherwise has the right to use all content on the Page Site. All trademarks, service marks, and trade names displayed on the Page Site are proprietary to Page, except those clearly identified with other persons, which are the property of their respective owners.

You may not:

1. Use the Page Site to transmit, copy, reproduce, republish, upload, post, transmit, e-mail, or distribute in any way material or content that infringes any copyright or other right of any party or that violates these Terms and Conditions;
2. Without Page's express written permission, copy, modify, distribute, or display Page's name or logo, or any text, graphic images, or other content from the Page Site or redeliver such content using framing or similar technology;
3. Use any device designed to provide repeated automated access to any Page Site other than those made generally available by Page;
4. Include "Page," "Page Investments," "Page Wealth Management," "Page Wealth Enhancement Process," or any other Page trademark, the name of any Page personnel, or any variation thereof as a metatag, hidden textual element, or any other indicator that may create a false or misleading impression of affiliation, sponsorship, or endorsement between any user or web site and Page;
5. Collect or store personal data about other users of the Page Site;
6. Upload, e-mail or otherwise transmit to Page or through the Page Site or any Page computer network
   
   1. Any advertising, promotional, or other unauthorized communication, including without limitation, "junk mail," "surveys," unsolicited e-mail, "spam," "chain letters," or "pyramid schemes," or
   2. Any material that contains viruses or any other computer code, files or programs that might interrupt, limit or interfere with the functionality of any computer software or hardware of file communications equipment that is owned, leased or used by Page or any third party;
      
7. (vii) create a link to any Page Site without Page's express written permission.
   
   You agree that Page may, in its sole discretion and for any reason, terminate, modify, or suspend part or all of your access to, and any service provided through, the Page Site and delete any content transmitted to or through the Page Site at any time with or without prior notice and without liability to you or any third party.

Copyright Agent for Claims of Copyright Infringement
Page designates the agent below to receive notifications of claimed copyright infringement. If you reasonably believe that your work has been copied in a way that constitutes copyright infringement, please provide Page's designated agent the following information:

1. An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest;
2. A description of the copyrighted work that you claim has been infringed;
3. A description of where the material that you claim is infringing is located on any Page Site;
4. Your address, telephone number, and e-mail address;
5. A statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law;
6. A statement by you, made under penalty of perjury, that the above information in your notification is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf.

Page's designated agent for notification can be contacted at:

Third-Party Content
Page is in no way responsible for the content of any web site owned by a third party that may be linked to any Page Site via hyperlink, whether such hyperlink is provided by Page or by a third party.

No judgment or warranty is made related to, and Page takes no responsibility for, the accuracy, timeliness, or suitability of the content of any web site to which Page may link, including information on the web site regarding Page. By providing access to other web sites, Page is not recommending the purchase or sale of the stock issued by any company, nor is it endorsing services provided by any web site's sponsoring organization. Page also is not responsible for any content, including, without limitation, market data and information, appearing on any Page Site where such content is provided by a third party.

Third party content is provided for information and education purposes only. Page does not guarantee, and will not be liable for, the accuracy, results, completeness, correct sequencing, timeliness, delays, interruptions, or results of third party content and is not obligated to update such content.
Monitoring of Web Site.

Page reserves the right, but is not obligated, to monitor your use of the Page Site and any communications made by you related to such use. Page assumes no liability related to its monitoring activities.

Disclaimers
TO THE EXTENT PERMITTED BY APPLICABLE LAW, ALL INFORMATION AND CONTENT OF THE PAGE SITE IS FURNISHED "AS IS" AND "AS AVAILABLE" WITHOUT ANY IMPLIED OR EXPRESSED WARRANTY OF ANY KIND, INCLUDING WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NONINFRINGEMENT. PAGE ALSO WILL NOT BE RESPONSIBLE FOR ANY PAGE SITE RESPONSE TIME (THIS MAY BE DELAYED BY VOLUME, SYSTEM CAPACITY, OR OTHERWISE DELAYED) OR THE PERFORMANCE OF THE INTERNET.

Limitation of Liability
IN NO EVENT WILL PAGE BE LIABLE FOR ANY DAMAGES THAT MAY RESULT FROM THE USE OF, OR THE INABILITY TO USE, THE MATERIALS, CONTENT, OR SERVICES CONTAINED ON THE PAGE SITE, EVEN IF PAGE OR A PAGE-AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THESE INCLUDE, BUT ARE NOT LIMITED TO, DAMAGES OR INJURY CAUSED BY ANY PERFORMANCE, FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, COMMUNICATIONS LINE FAILURE, THEFT, OR DESTRUCTION OR UNAUTHORIZED ACCESS TO, ALTERATION OF, OR USE OF INFORMATION, RELATED TO YOUR USE OF, OR THE INABILITY TO USE, THE MATERIALS, CONTENT, OR SERVICES CONTAINED ON THE PAGE SITE, WHETHER RESULTING IN WHOLE OR IN PART FROM BREACH OF CONTRACT, TORTIOUS BEHAVIOR, NEGLIGENCE, OR OTHERWISE. IF YOU LIVE IN A PROVINCE THAT DOES NOT ALLOW THE WAIVER OF CERTAIN WARRANTIES OR LIMITATION OR EXCLUSIONS OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SOME OF THESE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU. IN NO EVENT SHALL PAGE'S TOTAL LIABILITY TO YOU FOR DAMAGES, LOSSES, AND CAUSES OF ACTION, WHETHER IN CONTRACT, TORT, OR OTHERWISE, RELATED TO THESE TERMS EXCEED THE AMOUNT PAID BY YOU, IF ANY, FOR ACCESSING THE APPLICABLE PAGE SITE.

Indemnification
You hereby agree to indemnify and hold harmless Page and its directors, officers, employees, vendors, contractors, licensors and agents, and any third party information or service provider, from and against any and all claims, losses, liabilities, damages, costs and expenses, including, without limitation, reasonable attorneys' fees and costs, arising out of or related to your

1. Breach of these Terms,
2. Violation of any person's or entity's rights, including, without limitation, copyright, patent, trade secret, trademark, or other proprietary rights, or publicity, contract, moral, or privacy rights,
3. Violation of any applicable law, rule or regulation, or
4. Negligence, recklessness, or willful act or omission.

Term and Termination
Either party may terminate these Terms at any time. Termination of these Terms shall not affect your legal obligations under any other agreement you have entered into with Page.

Without limiting any other provision in these Terms, Page may also terminate these Terms and your right to use the Page Site and Page services immediately without notice if, in Page's sole discretion, you fail to comply with any term or provision of these Terms. Upon termination, you must destroy all materials obtained from this or any Page Site and all copies of those materials (except for any customer-account-related materials), whether or not they were made under these Terms.

Jurisdictional Issues and Applicable Law
Unless otherwise specified, Page controls and operates the Page Site from our offices within the Province of Ontario, Canada. If you choose to access the Page Site from other locations, you do so on your own initiative, and are responsible for compliance with any applicable local laws. The laws of the Province of Ontario govern these terms.

Integration and Severability
If any provision of these Terms is deemed unlawful, void, or for any reason unenforceable, then that provision will be deemed severable from these Terms and will not affect the validity and enforceability of the remaining provisions.

Dealership
The following is a list of the primary Page dealer that provide products and services available on the Page Site.